Of course, self-payment is always an option for patients in need of senior health care. There are various utilization choices for obtaining self-payment; reverse mortgages, home care loans, long term care insurance.
In closing, as previously mentioned, there are multiple ways of coverage for in-home health services that can be obtained by Medicare, Medicaid, private insurance, or self-payment. In some situations, a family member becomes the primary caregiver who is a mutual benefit and great comfort to both involved parties.
In this case, one could apply to the state for in-home support services compensation. When the time arises to retain in-home health support for a parent or grandparent, its crucial for each family to find a service that at an affordable rate to avoid further hardship / financial strain. This ensures their needs are met to allow the patient to reach their highest level of functioning potential daily.